Terms of Use

Last updated: November 2026. By using IFSC MICR HUB INDIA you agree to these terms. If you do not agree, please do not use the site.

What this site is

IFSC MICR HUB INDIA is a free information tool for finding IFSC and MICR codes of bank branches in India. We are not a bank, we do not handle money, and we are not connected to any bank or to the Reserve Bank of India.

Accuracy of information

We work to keep our data accurate, but banks merge, branches move and codes change. Some MICR entries come from older directories and may be out of date. We cannot promise that every code is complete, correct or current. Always confirm a code with your bank before sending a payment or issuing a cheque.

Use at your own risk

You use the information on this site at your own risk. To the fullest extent allowed by law, we are not responsible for any loss, delay, failed or misdirected payment, or other damage that results from using, or being unable to use, the site or its data.

Acceptable use

• Do not use automated tools to copy the whole database or to overload the site.
• Do not try to break, probe or disrupt the site or its security.
• Do not use the site for fraud or any unlawful purpose.

Normal personal use, including the CSV download of your search results, is fine.

Our content

The design, text and software of this site belong to us or our licensors. The underlying bank and branch codes are public information. Bank names and logos belong to their owners and are used only to identify them.

Links and changes

We may change, pause or remove any part of the site at any time, and we may update these terms. Continuing to use the site after a change means you accept the new terms.

Governing law

These terms are governed by the laws of India. Any dispute is subject to the courts of the place where the site owner is based.

Contact

Questions about these terms? Write to greatideacompany@gmail.com.